Everything you need to know about the United States Bankruptcy Court for the District of Arizona. Address, filing hours, local rules, trustee panel, and pro se resources.
Filing Hours: Monday-Friday, 9:00 AM - 4:00 PM MST. Electronic filing (CM/ECF) available 24/7.
Filing Fees: Chapter 7: $338 | Chapter 13: $313 | Chapter 11: $1,738
Fee Waivers: Available for Chapter 7 filers with income below 150% of the federal poverty line. Chapter 13 filers may request installment payments.
Electronic Filing: Attorneys must file through CM/ECF. Pro se debtors may file on paper at the clerk's window or request CM/ECF access.
Local Rules: https://www.azb.uscourts.gov/local-rules-and-orders
Chapter 7 trustees are assigned from the U.S. Trustee panel for Region 14. Standing Chapter 13 Trustees serve the Phoenix and Tucson divisions.
The U.S. Trustee Program oversees the administration of bankruptcy cases and maintains the panel of private trustees. You can find the current trustee panel at justice.gov/ust.
Location: 341 meetings for the Phoenix division are held at the Sandra Day O'Connor U.S. Courthouse, 401 W. Washington St, Phoenix, AZ 85003, or by phone/video.
What to Bring: Government-issued photo ID, proof of Social Security number, most recent tax return, recent pay stubs, and recent bank statements.
Timing: The 341 meeting is typically scheduled 20-40 days after filing. You will receive a notice with the exact date, time, and format. For more: 341meeting.org.
The D. Arizona provides a Self-Help Center with resources for pro se filers. Petition packages and instructional materials are available. Community Legal Services may offer free assistance.
Required Forms: All bankruptcy forms are available at uscourts.gov/forms/bankruptcy-forms.
Credit Counseling: You must complete credit counseling from an approved agency before filing. List of approved agencies: justice.gov/ust.
For more pro se filing resources: prosebankruptcy.org | filebankruptcywithoutlawyer.com.
Based on publicly available filing data for D. Arizona. Source: Federal Judicial Center Integrated Database. Attorney fee ranges are estimates based on local market data.
Exemptions: Arizona allows debtors to choose between federal and state exemptions. The Arizona homestead exemption protects up to $250,000 in equity. Vehicle exemption is $6,000.
For detailed exemption information: bankruptcyexemptionsbystate.com.
File at the Sandra Day O'Connor U.S. Courthouse, 401 W. Washington St, Phoenix, AZ 85003. Complete credit counseling first, prepare your petition and schedules, and pay the filing fee. Attorneys must file electronically through CM/ECF.
Chapter 7 costs $338 and Chapter 13 costs $313. You can pay in installments or apply for a fee waiver. Attorney fees in Phoenix typically range from $1,000-$2,000 for Chapter 7 and $2,500-$4,500 for Chapter 13.
Yes. Arizona allows you to choose between federal exemptions under 11 U.S.C. sec. 522(d) or Arizona state exemptions under A.R.S. sec. 33-1121 et seq. You cannot mix and match -- you must choose one system.
Arizona consistently ranks among the top states for per-capita bankruptcy filings. The D. Arizona processes a high volume of cases, with approximately 65% being Chapter 7 filings.
341 meetings for the Phoenix division are held at the Sandra Day O'Connor Courthouse, 401 W. Washington St, or by phone/video conference. Your notice will specify the exact format and time.
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